Investors cautioned by SEBI to seek investment advice only from RIAs

The market regulator SEBI has urged investors to deal only with SEBI Registered Investment Advisers(RIAs)  to avail investment advisory services. In fact, the market regulator has urged people to look at the list of SEBI RIAs on its website before availing investment advisory services. Further, SEBI has advised investors to pay advisory fees through banking channels such as NEFT, IMPS or cheque and maintain the duly signed receipt with details of payments. As on May 2018, the total number of SEBI RIAs was 918 throughout the country. Of them, over half of them are individuals. Do’s while dealing with Investment […]

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New Categorisation in Mutual Funds!

SEBI has directed all the Fund houses(AMCs) to recategorise all their schemes into 36 categories from 30th June 2018 ; Equity(10),Debt (16),Hybrid(6),Solutions(2) and others(2). As a consequence, the names and strategies of many schemes have undergone changes. It is quite challenging for the investor to assess and select the schemes based on historical returns and ratings. Retail investors who have invested earlier based on historical parameters will, all of a sudden, find that some good schemes selected by them are no more doing well. It will be advisable to seek the help of a professional and preferably, a SEBI investment […]

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Diversify your Investments

More than 80% of investments of Individuals are in real estate and around 10% in Gold and Silver. The remaining are in financial assets i.e Bank Deposits, Insurance and Mutual Funds etc. Currently the appreciation in real estate prices has stagnated and so also in gold. So physical assets no more  provide better return than the financial assets.In financial assets the equity as an asset class has outperformed  other financial assets. The reduction in the interest rate of Bank Deposits has caused a lot of concern for retired people. Approach by Individual Investors An individual investor should look at the […]

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